When you're experiencing bad luck with finances, here are some suggestions in English:

1. **Assess Your Financial Situation**: Take a close look at your spending and income. Understanding where your money is going can help you identify areas to cut back on.
2. **Create a Budget**: Develop a budget to manage your income and expenses more effectively. This can help you avoid unnecessary spending and keep track of your financial health.
3. **Increase Your Income**: Look for ways to boost your income, such as taking on a part-time job, freelancing, or selling items you no longer need.
4. **Save and Invest**: Start saving money for emergencies and consider investing in low-risk assets to grow your wealth over time.
5. **Reduce Debt**: If you have debt, focus on paying it off as quickly as possible. High-interest debt can be a significant drain on your finances.
6. **Seek Financial Advice**: Consult with a financial advisor or counselor to help you create a plan to improve your financial situation.
7. **Mindset and Attitude**: Maintain a positive mindset and be open to learning from your experiences. Sometimes, bad luck can be a sign to reassess your priorities and make better financial decisions.
8. **Focus on Long-Term Goals**: Keep your long-term financial goals in mind and stay committed to them. This can help you stay motivated and focused on improving your financial situation.
9. **Network and Learn**: Connect with others who are successful in managing their finances. Learning from their experiences can provide valuable insights and motivation.
10. **Practice Self-Care**: Sometimes, financial stress can take a toll on your mental and physical health. Make sure to take care of yourself and seek support when needed.
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